Consumer Privacy Policy

ABS Isnruance appreciates the trust you place in us when you purchase insurance from one of our companies. We are committed to protecting your nonpublic personal information (“personal information”) and we value you as a customer.

To learn more about how ABS collects and uses your personal information, please read the following notice.

ABS’ sources of information about you

We collect personal information about you from different sources, including:

• The information you provide on applications or other forms (such as your name, address and Social Security number)

• Your transactions with us, our affiliates or others (such as your payment history and claims information)

• The information we receive from a consumer reporting agency or insurance support organization (such as your credit history, driving record or claims history)

• Your independent insurance distributor (such as updated information pertaining to your account)

ABS’ use of your personal information

We only disclose personal information about our customers and former customers as permitted by law. Generally, this includes disclosures to third parties to effect, administer or enforce your transactions with us, or in connection with servicing your insurance policy. These third parties may include insurance carriers which we place your policy with, independent contractors (such as automobile repair facilities and property inspectors), independent claims representatives, insurance support organizations, auditors, attorneys, courts and government agencies. Before disclosing your personal information, we require these parties to enter into an agreement with us that includes a confidentiality provision.

We may also share information about our transactions (such as payment history and products purchased) and experiences (such as claims made) with insurance carriers affiliated with our agency for the purpose of placing insurance coverage.

ABS does not sell your personal information to others and we do not provide your information to third parties for their own marketing purposes.

Information about ABS Insurance web site

Information collected

We collect personal information (for example, name, address, e-mail address) on our web site only when you voluntarily provide it to us. Only your domain is recognized when you visit our web site; your individual e-mail address is not.

Information sharing and use

ABS does not sell information about you to others. If you only browse our web site and do not supply any information, you will not receive unsolicited e-mail, telephone calls, or other marketing materials from ABS Insurance Inc. as a result of your visit.

When you make changes to your account or request more information about our products, we may forward information that you supply to us to insurance carrier which handles your insurance policy. We do this so they can service your account properly, or making changes to your insurance contract.

Cookies

Our web site sends cookies to your computer. We use cookies to carry forward information you entered on one page to other pages you visit. The data in the cookies we serve can be used only by our web site and do not contain your personal information. Our cookies do not read data from your computer’s hard disk or other web sites’ cookies.

ABS does not serve or use cookies that store and track your visits to other web sites.

Browsers & Security

We use Secure Socket Layer (SSL) encryption technology. SSL protects information as it crosses the Internet. You can tell if you are visiting a secure area by looking at the padlock symbol at the bottom of your browser screen. If it is “locked,” you have a secure session.

ABS has security measures in place to protect the loss, misuse, and alteration of your personal information. Our servers are located in the United States of America and are designed to prevent unauthorized access.

Protecting your personal information from unauthorized access

We maintain physical, electronic and procedural safeguards to protect your personal information.
Our employees are authorized to access customer information only for legitimate business purposes.

Your medical information

If ABS obtains medical information about you, it is done only in connection with specific claims and policies. We will not use or share personally identifiable medical information for any purpose other than the administration of your claim or as otherwise disclosed to you when the information is collected.

Changes to this Statement

Please be aware that we may periodically update or revise this Statement. Please check our Consumer Privacy Statement frequently for changes.

THANK YOU VERY MUCH FOR TRUST YOU’VE PLACED WITH US!