Keeping an active insurance policy in place by meeting your insurance contract’s terms and continuing it automatically through renewal at the end of the policy period.

Unless you request new or additional coverage, your policy usually doesn’t change come renewal time. However, the insurance company has the option to raise or lower your rates, depending on your compliance with policy terms and current market conditions.

If you don’t pay your premiums and your insurer decides to drop you, your policy will lapse, and you will need to reapply for coverage, whether with the same or a different insurance company.


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