Home insurance protection guards homeowners and family members from financial loss if someone claims injury on their property.
In case of a lawsuit, liability coverage helps counteract claims for bodily injury and property damage by providing monies needed for lawyers, expert witnesses, and other legal fees required by the courts and legal system.
If the insured is deemed responsible for the damages, liability coverage pays medical bills and other expenses incurred by the harmed party, relieving the policyholder of financial obligation in these instances.
