Insures movable property, covering losses wherever they occur.

Floaters often insure valuable, expensive, and hard-to-replace items, like jewelry, furs, antiques, art, and musical instruments. Where the standard homeowner’s policy leaves off, a floater begins, ensuring that items of real and often sentimental value are protected against loss.

By providing broader coverage than the normal home insurance plan, this type of coverage enables homeowners to repair items they hold dear following disaster. For items damaged beyond repair, a floater provides a predetermined amount with which the insured may purchase another item of similar or like value.


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