A type of insurance coverage protects the policyholder against property damage, physical injury, and legal liability. Usually considered supplemental, casualty insurance provides a type of cushion that enables individuals, especially organizations, to care for themselves or workers who’ve been injured or wronged.
An important protective coverage, casualty insurance, is usually considered a list of individual insurances that protect against various risks. Vehicle insurance, liability, theft, and workers’ compensation are common forms of casualty insurance. Some forms have begun to merge in recent years, as more and more multiple-lines policies are written.