Call Us
Home > Personal Insurance > Long Term Care Insurance

Long Term Care Insurance

Long Term Care Insurance 42% of Americans who are 65 today will enter a nursing home during their lifetimes.

get a quote







Women are especially vulnerable because they have a 50% greater likelihood of needing nursing-home care than men.

The need for long term care can strike at any time. Statistics show that 40% of people receiving long term care services are working age adults, between the ages of 18 and 64. Would you be prepared for long term care, if you suddenly required it? Whether you are married or single, with or without children, you should start considering long-term care coverage as part of your overall insurance needs.

Long term care is the type of care that you may need if you can no longer perform "activities of daily living" by yourself, such as eating, bathing or getting dressed. It also includes the kind of care you would need if you had a severe cognitive impairment like Alzheimer's disease. Care can be received in a variety of settings, including your own home, assisted living facilities, adult day care centers or hospice facilities.

Long term care can be covered completely or in part by long term care insurance. Most plans let you choose the amount of the coverage you want, as well as how and where you want to use your benefits. A comprehensive plan includes benefits for all levels of care, custodial to skilled.

Long term care isn't the type of care that you receive in the hospital or your doctor's office. It isn't the medical care you need to get well from a sickness or an injury. It isn't short-term rehabilitation from an accident or recuperation from surgery.

Long term care is not always administered in a nursing home. More than 80% of all people receiving long term care assistance are not in nursing homes.

The premiums for long-term care insurance are not cheap, but we can always design a coverage, which will fit your budget. Premiums vary based on your age, health, benefit, elimination period, geographical location, policy type and selected options. Married couples get a very substantial discount, sometimes up to 30%.

get a quote

GET MULTIPLE QUOTES
or call us 800.448.9243
 

Get Your News Widget
California Insurance
Resource Center:
We insure in the following
California cities:

  • - Vernon
  • - Wheatland
  • - Amador
  • - Avalon
  • - Sand City
  • - Monte Sereno
  • - Angels Camp
  • - San Joaquin Trinidad
  • - Tehama
  • - Point Arena
  • - Bishop
  • - Mt. Shasta
  • - Brisbane
  • - Yountville
  • - Fort Jones
  • - Etna
  • - Bautista
  • - Gustine
  • - Solvang
  • - Biggs
  • - Colfax
  • - Needles
  • - Colusa
  • - Dunsmuir
  • - Rolling Hills
  • - Hidden Hills
  • - Gridley
  • - Holtville
  • - Hughson
  • - Belvedere
  • - Portola
  • - St. Helena
  • - Ross
  • - Westmorland
  • - Big Bear Lake
  • - La Habra Heights
  • - Villa Park
  • - Loomis
  • - Sutter Creek Alturas
  • - Weed
  • - Nevada City
  • - Guadalupe
  • - Rio Dell
  • - Willows
  • - Orland
  • - Farmersville Industry
  • - Isleton
  • - Carmel-by-the-Sea
  • - Loyalton
  • - Jackson
  • - Portola Valley
  • - Bradbury
  • - Dorris
  • - Buellton
  • - Tulelake
  • - Del Mar
  • - Sonora
  • - Fowler
  • - Indian Wells
  • - Williams
  • - Plymouth
  • - Maricopa Woodside
  • - Blue Lake
  • - Ferndale
  • - Irwindale
  • - Dos Palos
  • - Montague
  • - Colma
  • - Willits
  • - Lakeport
  • - Del Rey Oaks
  • - Calistoga
  • - San Juan
  • - Firebaugh Placerville
  • - Live Oak
  • - Exeter
  • - Rio Vista
  • - Anderson
  • - Escalon
  • - Morro Bay
  • - Winters Canyon Lake Huron Signal Hill
  • - Corning
  • - Hillsborough
  • - Fort Bragg
  • - Clayton
  • - Woodlake
  • - Lindsay
  • - Atherton
  • - Piedmont
  • - Cotati
  • - Sierra Madre
  • - Yreka
  • - Kingsburg
  • - Fairfax
  • - Fortuna
  • - Kerman
  • - Sausalito
  • - Calimesa
  • - King City
  • - Ione
  • - California City
  • - Mammoth Lakes
  • - Scotts Valley
  • - Healdsburg
  • - Crescent City
  • - Calipatria
  • - Sebastopol
  • - Tehachapi
  • - Los Alamitos
  • - Waterford
  • - Larkspur
  • - Ojai
  • - McFarland
  • - Rolling Hills Estates
  • - Livingston
  • - Grand Terrace
  • - Cloverdale
  • - Emeryville
  • - San Anselmo
  • - Gonzales
  • - Lathrop
  • - Los Altos Hills
  • - Half Moon Bay
  • - Pismo Beach
  • - Parlier
  • - Mendota
  • - Marysville
  • - Tiburon
  • - Auburn
  • - Westlake Village
  • - Grass Valley
  • - Taft
  • - Ripon
  • - Newman
  • - Grover Beach
  • - Orange Cove
  • - Greenfield
  • - Corte Madera
  • - Oroville
  • - Imperial
  • - Solana Beach
  • - Sonoma
  • - Commerce
  • - Capitola
  • - San Marino
  • - Shasta Lake
  • - Malibu
  • - Red Bluff
  • - La Canada Flintridge
  • - Mill Valley
  • - Blythe
  • - Clearlake
  • - Sanger
  • - Shafter
  • - Selma
  • - Palos Verdes Estates
  • - South El Monte
  • - American Canyon
  • - Port Hueneme
  • - Carpinteria
  • - Lemoore
  • - Arvin
  • - Corcoran
  • - Fillmore
  • - Reedley
  • - Pacific Grove
  • - Duarte
  • - Truckee,Galt
  • - Hawaiian Gardens
  • - Calabasas
  • - Ukiah
  • - Agoura Hills
  • - Chowchilla
  • - Hercules
  • - La Palma
  • - Adelanto
  • - Patterson
  • - Barstow
  • - Avenal
  • - El Cerrito
  • - Rancho Mirage
  • - Wasco
  • - Moraga
  • - Brawley
  • - Arroyo Grande
  • - South Lake Tahoe
  • - Albany
  • - Lafayette
  • - El Segundo
  • - San Fernando
  • - Coalinga
  • - Laguna Beach Dixon
  • - Seal Beach
  • - Arcata
  • - Belmont
  • - Artesia
  • - Windsor
  • - Oakdale
  • - Lemon Grove
  • - Orinda
  • - South Pasadena Santa Fe Springs
  • - Cudahy
  • - Susanville
  • - Eureka
  • - Beaumont
  • - Ridgecrest
  • - Dinuba
  • - Atwater
  • - Desert Hot Springs
  • - Norco
  • - Pinole
  • - Paradise
  • - Hermosa Beach
  • - Coronado
  • - Yucca Valley
  • - Soledad
  • - Riverbank
  • - Benicia
  • - Millbrae
  • - Lincoln
  • - Lomita
  • - Twentynine Palms
  • - Loma Linda
  • - Atascadero
  • - Suisun City
  • - Hollister
  • - Imperial Beach
  • - West Hollywood
  • - Banning
  • - Lake Elsinore
  • - Paso Robles Campbell
  • - Los Altos
  • - Stanton
  • - Marina
  • - Ceres
  • - San Carlos
  • - Bell
  • - San Jacinto
  • - Pacifica
  • - Burlingame
  • - Monrovia
  • - Los Gatos
  • - Brea
  • - Santa Paula
  • - Dublin
  • - Maywood
  • - West Sacramento
  • - Foster City
  • - Culver City
  • - Monterey
  • - Brentwood
  • - Coachella
  • - El Centro
  • - Saratoga
  • - San Bruno
  • - Menlo Park
  • - Lompoc
  • - San Pablo
  • - San Gabriel
  • - Walnut
  • - Rohnert Park
  • - East Palo Alto
  • - Danville Los Banos
  • - La Puente
  • - Lawndale
  • - Rancho Palos Verdes
  • - La Verne
  • - Newark
  • - Pleasant Hill
  • - Porterville Laguna Hills
  • - Perris
  • - Oakley
  • - San Luis Obispo
  • - Seaside
  • - Delano
  • - Montclair
  • - Palm Springs
  • - Temple City
  • - Laguna Woods
  • - Moorpark
  • - Bell Gardens
  • - Beverly Hills
  • - Goleta
  • - San Juan Capistrano
  • - Gilroy
  • - La Quinta
  • - Hanford
  • - Calexico
  • - Azusa
  • - Morgan Hill
  • - Cypress
  • - Claremont
  • - Palm Desert Dana Point
  • - Yucaipa
  • - Manhattan Beach
  • - Tulare
  • - Martinez
  • - Covina
  • - San Dimas
  • - Watsonville
  • - Placentia
  • - Rancho Santa Margarita
  • - La Mirada
  • - Milpitas
  • - Rocklin
  • - San Clemente
  • - Novato
  • - Yorba Linda Cathedral City
  • - Montebello
  • - Poway
  • - Indio
  • - Madera
  • - Laguna Niguel
  • - Highland
  • - Hemet
  • - San Ramon
  • - Walnut Creek
  • - Colton
  • - Turlock
  • - Glendora
  • - Pico Rivera
  • - Woodland
  • - Redondo Beach Cupertino
  • - Pleasanton
  • - Santee
  • - Folsom
  • - Cerritos
  • - Redlands
  • - La Mesa
  • - Union City
  • - Arcadia
  • - Tustin Santa Cruz
  • - Rancho Cordova
  • - Petaluma
  • - Mountain View
  • - Rosemead
  • - San Marcos
  • - San Rafael
  • - Lynwood Fountain Valley
  • - Chico
  • - Paramount
  • - Merced
  • - Yuba City
  • - Upland
  • - Diamond Bar
  • - Alameda
  • - Gardena
  • - Chino
  • - Palo Alto
  • - Hesperia
  • - South San Francisco
  • - Napa
  • - La Habra
  • - Redwood City
  • - Manteca
  • - Bellflower
  • - Lodi
  • - Chino Hills
  • - Pittsburg
  • - Lake Forest
  • - Camarillo
  • - Tracy
  • - Encinitas
  • - Livermore Aliso Viejo
  • - Buena Park
  • - National City
  • - Baldwin Park
  • - Apple Valley
  • - San Leandro
  • - Davis
  • - Newport Beach Monterey Park
  • - Lakewood
  • - Huntington Park
  • - Murrieta
  • - Clovis
  • - Elk Grove
  • - Victorville
  • - Thousand Oaks Whittier
  • - Lancaster
  • - Redding
  • - Sunnyvale
  • - Hawthorne
  • - Fullerton
  • - Santa Maria
  • - Palmdale
  • - Alhambra
  • - Citrus Heights
  • - Temecula
  • - Orange
  • - Santa Monica
  • - Escondido
  • - Westminster
  • - Corona
  • - Vista
  • - Hayward
  • - Santa Barbara
  • - Pasadena
  • - San Mateo
  • - Torrance
  • - Carlsbad
  • - Santa Rosa
  • - Vacaville
  • - Salinas
  • - El Cajon
  • - Fontana
  • - Carson
  • - Pomona
  • - Compton
  • - Rancho Cucamonga Mission Viejo
  • - Moreno Valley
  • - Rialto
  • - Santa Clarita
  • - Antioch
  • - Ontario
  • - South Gate
  • - Garden Grove Roseville
  • - Oceanside
  • - Richmond
  • - Irvine
  • - Berkeley
  • - Oxnard
  • - Fairfield
  • - San Bernardino
  • - Daly City
  • - Huntington Beach
  • - Ventura
  • - Glendale
  • - Burbank
  • - Modesto
  • - Visalia
  • - Fremont
  • - Santa Clara
  • - Chula Vista Norwalk
  • - Stockton
  • - West Covina
  • - Riverside
  • - Costa Mesa
  • - Bakersfield
  • - Downey
  • - Anaheim
  • - Inglewood
  • - Santa Ana
  • - Vallejo
  • - Oakland
  • - Simi Valley
  • - Sacramento
  • - Concord
  • - Fresno
  • - El Monte
  • - Long Beach San Francisco
  • - San Jose
  • - San Diego
  • - Los Angeles
Get liability insurance
quotes for:

  • - Accountants and Accounting Firms
  • - Apartment Building Owner
  • - Appliance Stores
  • - Architects & Engineers
  • - Assisted Living Facilities
  • - Attorneys, Lawyers, and Law Firms
  • - Audiologists
  • - Auto Repair Shops / Automotive Services
  • - Bakeries and Bakery Shops
  • - Bar / Tavern / Nightclub
  • - Beauty Salon
  • - Bed and Breakfast Inns
  • - Bicycle Shops and Bike Stores
  • - Body Repair Shops
  • - Bookstores
  • - Building Supplies Stores and Home Centers
  • - Car Dealership
  • - Car Wash and Auto Detailing
  • - Card and Gift Shops and Stores
  • - Carpet and Floor Covering Stores
  • - Casinos
  • - Chiropractors
  • - Clothing Stores
  • - Coffee Shops and Coffeehouses
  • - College Stores and Bookstores
  • - Colleges, Universities, and Professional Schools
  • - Concerts & Festival
  • - Consultants
  • - Contractors and Subcontractors
  • - Convenience Stores
  • - Cosmetics, Beauty Supplies, and Perfume Stores
  • - Country Clubs
  • - Day Care, Nursery & School
  • - Dentists and Dental Practices
  • - Distributors and Wholesalers
  • - Dry Cleaners
  • - Events, Seminars and conferences
  • - Florists and Flower Shops
  • - Furniture Stores
  • - Gas Stations and Truck Stops
  • - Glass Stores and Shops
  • - Golf Courses and Driving Ranges
  • - Graphic Design and Computer Design
  • - Grocery Stores and Supermarkets
  • - Hair Salons, Beauty Salons, and Barber Shops
  • - Hardware Stores
  • - Health Clubs and Fitness Centers
  • - Health Food, Vitamin, and Supplement Stores
  • - Hobby, Arts, and Crafts Stores
  • - Home Furnishings Stores
  • - Hotels and Motels
  • - Household Appliance Stores
  • - Information Technology and IT
  • - Janitorial & Building Maintenance
  • - Jewelry Stores and Jewelers
  • - Lawyers and Law firms
  • - Lawn and Garden Supplies Stores
  • - Manufacturers
  • - Marketing Companies
  • - Movie Theaters and Cinemas
  • - Movie, DVD, and Video Rental Stores
  • - Museum Shops and Stores
  • - Museums
  • - Music and Record Stores
  • - Oil Change and Fast Lube Services
  • - Online Businesses
  • - Optometrists
  • - Painters
  • - Paint and Wallpaper Stores
  • - Pet Shops and Stores
  • - Photography / Videography
  • - Physical Therapists
  • - Physicians, and Medical Practices
  • - Plastics Manufaturers
  • - Plumbers
  • - Podiatrists
  • - Real Estate Brokers and Professional
  • - Restaurants, Sandwich Shops, and Cafes
  • - Retail Stores
  • - Shoe Stores and Shops / Footwear Retailers
  • - Ski and Snowboard Shops and Stores
  • - Ski Resorts and Areas
  • - Small businesses
  • - Software Development
  • - Spa Resorts and Day Spas
  • - Sporting Goods Stores
  • - Tanning Salons
  • - Tattoo & Body Piercing
  • - Taxis and Transportation
  • - Technology
  • - Tutoring
  • - Veterinary & Animal Services
  • - Website Development
  • - Website Design and Development
  • - Wineries
  • - Zoos, Aquariums, and Botanical Gardens
Explore and Connect
with ABS:

About Us

Our Partners

Blog

Facebook

Twitter

YouTube

2007-2010 ABS Insurance & Financial Services Inc.
Independent Insurance Agency, 94089, USA
Founded in 1991
Lac. #:0833821
Home | Privacy Policy | Contact US

Valid XHTML 1.0 Transitional Valid CSS!